You certainly can. But our question to you is: Why would you want to? Creditors and bill collectors can be intimidating, obnoxious, and down-right mean. We understand that simply answering their telephone calls is a source of great stress for most people. That’s why we’re here.

And we have a couple of advantages that you don’t: 1) We deal with creditors and bill collectors everyday – it’s our specialty; 2) we have over 50 years of combined experience in the collection industry – on the consumer side and the creditor side (in other words, we know our stuff!).